Unikarmic Foundation is referred to as “We” / “Us” / “Our”/”Company” individually and collectively, while users are referred to as “You” /”Your” / “Yourself.”
This Privacy Policy is an electronic record in the form of an electronic contract created under the Information Technology Act of 2000, its rules, and the amended provisions pertaining to electronic documents / records in various statutes as amended by the Information Technology Act of 2000. There is no requirement for a physical, electronic, or digital signature on this Privacy Policy.

Unikarmic Foundation and you are both legally bound by this Privacy Policy (both terms defined below). The terms of this Privacy Policy will govern your relationship with Unikarmic Foundation for your use of the website “universalkarmicfoundation.org” once you have accepted them (directly or indirectly in electronic form, by clicking on the I accept tab, by using the website, or by other means) (defined below).

The provisions of the Information Technology (reasonable security practises and procedures and sensitive personal data of information) rules, 2011 under the Information Technology Act, 2000, require the publication of a Privacy Policy for the collection, use, storage, and transfer of sensitive personal data or information.

Please care to read this Privacy Statement carefully. By using the Website, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy. Please do not use this Website if you do not agree to the terms of this Privacy Policy.

You hereby consent to the collection, storage, processing, and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified in this Privacy Policy by providing us with your Information or by using the Website’s facilities. You also agree that the collection, use, storage, and transfer of Your Information will not result in any loss or wrongful profit to you or anyone else. Unikarmic Foundation may use your personal information to send you relevant newsletters on occasion.


Customers may be needed to provide such data for the registration process in order using certain services on our Websites, including such: a) name, b) email, c) mobile, d) address, e) PAN number, f) card details.

Thanks to the information provided by users, we are able to provide you with the most user-friendly experience possible.

We are able to provide you with the most user-friendly experience thanks to the information provided by users.

All required information is service dependent, and we may use the above-mentioned user information to operate, maintain, protect, and improve its services (including advertising services) as well as develop new services. Information will not be considered sensitive if it is freely available and accessible in the public domain or is provided under the Right to Information Act of 2005 or any other law currently in effect..


We may be using “cookies” or related electronic technologies to collect information to provide each user a specific, random figure as an User Identity (User ID) to understand the user’s specific interests using the Identifying Computer in order to optimise the functionality of the sites for our users. Although if we issue a cookies to your device, we will have no means of knowing who you are until you explicitly identify yourself (for example, through registration). The only private details a cookie can save is the data you provide (an example of this is when you ask for our Personalized Horoscope). A cookie is unable to read information from your storage device.


Our policy exclusively covers our own website’s privacy practises. Our website also contains connections to other websites that are not under our control. We will not be held liable in any manner for your use of such sites.


Only in the following limited circumstances do we share sensitive personal information with third parties without first getting the user’s consent:

(a) When it is requested or required to be disclosed by law or by any court, governmental agency, or authority, for the purposes of verifying identity, preventing, detecting, investigating, including cyber occurrences, or prosecuting and punishing offenders. These disclosures are given in the good faith belief that they are essential for implementing these Terms and complying with applicable laws and regulations.

(b) We propose to disclose such information across its group companies, as well as their officers and employees, for the purpose of processing personal data on their behalf. We also make certain that anyone who receive such information agree to process it according to our instructions and in accordance with this Privacy Policy and any other applicable confidentiality and security measures.


We implement adequate security measures to protect data from unauthorised access, modification, disclosure, or destruction. Internal evaluations of our data collecting, storage, and processing policies, as well as security measures, such as proper encryption and physical security measures to prevent unauthorised access to systems where we hold personal data, are among them.

All information gathered on our website is safely saved in a database under our control. The database is kept on servers protected by a firewall; access to the servers is restricted and password-protected. Unfortunately, no surveillance system is impregnable, no matter how effective it is. . Any information you submit in a discussion section posting is, of course, accessible to anybody with Internet access.

Whistle Blower 

“Whistle Officer” or “Whistle Committee” or “Committee” means an officer or Committee of persons who is/are nominated/ appointed to conduct detailed investigation of the disclosure received from the Whistle blower and recommend disciplinary action. Currently, the MD is nominated as Whistle Officer. The Committee, if appointed, should include Senior Level Officers of Director HR & Admin , Director Finance and a representative of the Division/ Department where the alleged malpractice has occurred.

Grievance Redressal

Any complaints, abuse, or concerns over content and or comment, or any infraction of these terms, should be immediately reported to the designated Grievance Officer as listed below, either in writing or via email signed with an electronic signature to Mr. Jinesh M.

Mr. Jinesh M

Email: Grievance@unikarmicfoundation